What Are Alternative Small Business Loans

Key Capital Resources wants to make sure you understand exactly the type of funding we provide. We advance capital against your future receivables. This is not a loan, rather a business advance. We are a private company that base our lending decisions on your business performance rather than your credit score. There is significantly less paper work involved and because we leverage technology we can underwrite and fund your business in as little as 24 hrs. We require No Collateral. We believe transparency through this process is paramount, and look to build a strong relationship with you and help get you to a point where you can access more traditional capital. A bank will always provide you with the best financing, but if you cannot secure capital from a traditional source, Key Capital Resources is a viable alternative.

 The cost of capital and terms will vary depending on what our proprietary underwriting score dictates.  Cost of capital will be between 7.9% and 45% with terms ranging from 4 months to 3 years.  Our approval percentage is over 90%.  A traditional bank loan will always provide the best terms so please check with your local banker first.  Should you get declined, Key Capital Resources would welcome the opportunity to work with you.  

Required Documents for a Funding Decision